Payments FAQ — GCash, Maya, GoTyme & InstaPay Limits
Everything about moving money in pesos, answered with the actual limits. No vague promises — just the rails, the caps, and the timings you can plan around.
Deposits at a glance
GCash is the default. The minimum deposit is ₱50 and the verified daily deposit limit is ₱100,000, running over the InstaPay rail so it reflects in seconds. Note GCash's own maintenance window of 12:00–03:00 PHT, when e-wallet transfers can pause briefly.
GCash over-the-counter cash-in is free up to ₱8,000 per month, then around 2% — that is a wallet-side charge, separate from anything SG777 applies.
Cashout speeds and caps
Once your one-time KYC is cleared, GCash withdrawals typically land within minutes to about an hour — up to roughly three hours at peak times or on a first withdrawal. Casino-side payout fees are none. The limits that apply are the InstaPay rail caps.
| Method | Speed | Limits | Fee note |
|---|---|---|---|
| GCash | Minutes to ~1h (up to 3h peak/first) | InstaPay caps apply | Casino side free |
| Maya | Minutes to a few hours | InstaPay caps apply | ~₱15 per outbound InstaPay transfer |
| GoTyme | Real-time to a few hours | InstaPay caps apply | Free InstaPay transfers |
| InstaPay rail | Instant to minutes, 24/7 | ₱50,000/txn, ₱500,000/day | — |
| PESONet | Same/next banking day | For larger-than-InstaPay sums | Batch settlement |
Going over the InstaPay cap
- InstaPay is capped at ₱50,000 per transaction and ₱500,000 per day — these are BSP rail limits, not an SG777 rule.
- For a payout above the daily cap, either split it across days or use PESONet, which suits larger-than-InstaPay transfers and settles same or next banking day.
- GoTyme is the cheapest e-wallet exit — its InstaPay transfers are free — while Maya adds about ₱15 per outbound transfer.
- All domestic play is peso-denominated, so there is no currency conversion on any cashout.
Frequently Asked Questions
How fast is a GCash cashout at SG777?
After your one-time KYC clears, GCash withdrawals usually arrive within minutes to about an hour, and up to roughly three hours at peak times or on a first withdrawal. There is no casino-side payout fee.
What is the maximum I can withdraw per day?
GCash payouts ride InstaPay, which is capped at ₱50,000 per transaction and ₱500,000 per day. For larger amounts, split across days or use PESONet, which handles larger-than-InstaPay transfers.
Which e-wallet has the lowest fees?
GoTyme's InstaPay transfers are free, making it the cheapest exit. Maya charges about ₱15 per outbound InstaPay transfer. GCash casino-side payouts are free, though wallet cash-in is free only up to ₱8,000 per month then ~2%.
What is the minimum GCash deposit?
The minimum GCash deposit is ₱50, with a verified daily deposit limit of ₱100,000. Deposits run over InstaPay and normally reflect within seconds outside GCash's 12:00–03:00 PHT maintenance window.